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Yes, you can hack non-structural walls in your BTO, but you need HDB's permit first. Structural walls and columns cannot be hacked under any circumstances.
Industry standard is 30-50% initial deposit, but never pay more than 50% upfront. The safest approach is 30% deposit, 30% mid-progress, 30% upon completion, and 10% after defects rectification.
HDB permits are required for hacking walls, replacing windows/doors, installing glass partitions, and any structural changes. Basic works like painting and flooring don't need permits.
Document all delays, refer to contract penalties, send written notices, and withhold payments tied to incomplete milestones. For serious delays, you can file a claim with CASE or Small Claims Tribunal.
Open kitchens create spacious feel and are trendy, but cooking smells spread easily. Closed kitchens contain mess and smells but feel more cramped. Consider your cooking habits.
Interior designers provide design + renovation (S$30k-60k), contractors do execution only (S$20k-40k). Choose designer for complex design needs, contractor for straightforward renovations.
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