Your complete financial guide for HDB BTO renovation. Expose hidden costs, master strategic spending, and save thousands with data-driven insights from 500+ renovations.
Complete financial control over your renovation in 6 comprehensive parts
Uncover S$15,000+ in expenses contractors won't mention
Strategic spending decisions backed by ROI analysis
Interactive tools for real-time budget tracking
Downloadable Excel sheets and tracking tools
Compare loans, optimize payments, maximize savings
Proven tactics to cut S$20,000+ from your budget
Master your renovation budget with our proven 6-part system
Every Dollar Explained
Detailed line-by-line costs for every aspect of renovation. From hacking to painting, carpentry to electrical works.
The S$15,000 You Didn't Budget For
The expenses contractors don't mention upfront. Avoid budget shock with our comprehensive list of often-forgotten costs.
Strategic Spending Guide
Know exactly where to invest and where to cut costs. Maximize your renovation value with data-driven decisions.
Your Financial Toolkit
Practical templates and calculators to plan your renovation budget. Track expenses and stay on target.
Loans, Payments & Strategies
Complete guide to renovation loans, payment strategies, and financial planning for your home improvement.
Cut S$20,000+ From Your Budget
Proven strategies to reduce renovation costs without compromising quality. Save thousands with insider tips.
Average renovation costs for HDB BTO flats (excluding furniture)
These figures don't include the S$12,000-S$25,000 in hidden costs that 73% of homeowners discover too late. Our guide exposes every single one.
Join thousands of Singapore homeowners who saved an average of S$15,000 using our comprehensive budgeting guide.