Your Protection Toolkit | Contracts & Disputes Guide | RenoTake

Your Master Protection System

This toolkit contains everything you need to prevent 95% of renovation disputes. Use these checklists, formulas, and systems religiously.

The Contractor Interview Scorecard

Criteria	Points (1-5)	Red Flag If...
Business Registration	_____	Less than 2 years old
Physical Office	_____	No fixed address
Portfolio Verification	_____	Can't contact references
CaseTrust Status	_____	Not accredited
Quote Detail	_____	Lump sum pricing
Payment Terms	_____	More than 30% upfront
Timeline Commitment	_____	'Estimated' only
Communication Style	_____	Pushy or evasive
Contract Willingness	_____	Resists detailed contract
Insurance Coverage	_____	No proof provided

Score below 35/50 = High risk, reconsider

The Payment Protection Formula

Never let contractor have more money than work completed. This formula keeps you in control:

Work Completed	Maximum Paid	Your Leverage
0%	10-15%	Minimal risk
25%	20-25%	Strong position
50%	40-45%	Balanced
75%	60-65%	Maintain control
90%	75-80%	Final leverage
100% + defects cleared	100%	Complete

Never Exceed Formula

If contractor demands payment exceeding this formula, it's a red flag. Legitimate contractors understand cash flow. Scammers want your money upfront.

The Daily Site Inspection Checklist

Daily Quality Control0/9 completed

Critical items: 0/5

The Evidence Archive System

Organization wins cases. Create this folder structure from day one:

Folder Structure

Renovation_Project/ ├── 1_Contract/ │ ├── Signed_Contract.pdf │ ├── Quotations/ │ └── Specifications/ ├── 2_Payments/ │ ├── Receipts/ │ └── Bank_Transfers/ ├── 3_Correspondence/ │ ├── WhatsApp_Backup/ │ └── Emails/ ├── 4_Progress_Photos/ │ ├── Week_1/ │ └── [Continue by week] ├── 5_Defects/ │ ├── Photos/ │ └── Rectification_Records/ └── 6_Warranties/

Pre-Renovation Master Checklist

Before You Start0/12 completed

Critical items: 0/10